The Real cost of Being Bulletproof..

I am always amazed by the individual who says that they don’t need any Insurance or health coverage.. Sooner or later something will happen as to cause someone to need ether a good doctor or a hospital because they are ether sick or physically injured… If the individuals can not afford the cash payments for a doctor they use the emergency room as the Primary Doctor.. this leads to many problems like: The illness or injury in question is already worse as they have waited to get treatment, or the oposite of that which is clogging the Emergency room with minor colds, flu etc where as larger more acute injuries and conditions could be treated sooner if not for the physican treatable illnesses in a typical emergency room.. And this drives up the cost of healthcare and treatment in general as the hospitals are going to recoup what they can, and the Insurance Companies charge small businesses and individuals more to cover the rising cost of the claims.. And can anybody tell me in english what the actuarial formulas are for insurance? I didn’t think so.. Just because the individual isn’t insured doesn’t mean that treatment does cost.. They still get a bill, and if they can pay it the taxpayers are paying it… And I don’t qualify for regular insurance but I know the real cost of being Bulletproof..